Last updated: [Date]
By using [your website address] (the “Site”), operated by [Your Name or Company], you agree to these Terms and Conditions. If you do not agree, please do not use the Site.
1. Use of the Site
You may use the calculators and read the content free of charge for personal, educational and internal business purposes. You agree not to:
- use the Site in any way that breaks the law;
- attempt to interfere with the Site’s operation, security or servers;
- scrape, copy or republish substantial parts of the content without our written permission;
- generate fraudulent clicks or impressions on advertisements.
2. Educational information only
Calculator results and articles are estimates and general information. They are not financial, investment, tax, accounting or legal advice, and they do not take your personal circumstances into account. Please read our Disclaimer.
3. Accuracy
We work hard to keep formulas and content accurate, but we do not guarantee that the Site is error-free, complete or up to date. Financial products have their own terms, which may differ from the assumptions our calculators use.
4. Intellectual property
The Site’s text, design, graphics and code are owned by or licensed to [Your Name or Company] and are protected by copyright. You may link to any page and quote short extracts with attribution.
5. Third-party links and advertising
The Site contains advertisements and links to third-party websites. We do not control and are not responsible for their content, products or services. Advertisements are not endorsements.
6. Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, the Site or its calculators, including any financial decision made using the results. Nothing in these Terms limits liability that cannot be limited by law.
7. Availability
We may change, suspend or withdraw any part of the Site at any time without notice.
8. Changes to these Terms
We may revise these Terms. Continued use of the Site after changes are posted means you accept the updated Terms.
9. Governing law
These Terms are governed by the laws of [Country/State], and the courts of [jurisdiction] have jurisdiction over any dispute.
10. Contact
Questions about these Terms? Contact us.